Prop 222: Phase 2: End Incentives, Limit Borrowing, and Signal Protocol Wind-Down

Phase 2 of the Kava Mint, Lend, and Swap wind-down. Ends incentives; claims close Nov 1, 2026. Mint permits no new CDPs or additional borrowing. Lend borrow limits are set near outstanding balances. Users should close positions before Phase 3.