Upload Stargaze NFT Loans NC v0.4.0

This proposal is to store the Stargaze version of the on-chain loans contract, with AtlasDAO core team granted instantiate permissions.

The source code is available at: https://github.com/AtlasDA0/app-contracts

Features of the loans contract include:
- Create listings of nfts as collateral, permissionlessly.
- Create loan term offers on collateral listings.
- Accept or reject loan term offers.
- Hold collateral in escrow until repayment of fees.
- Upon loan repayment, collateral returned to owner
- Default function upon failure to repay loan within agreed upon timeframe.
- Admin controlled contract config
- Governance override contract lock via SudoMsg
- Static fee to create a loan listing
- Repaid interest tax % enforced

### Compile Instructions
sh<br />docker run --rm -v \$(pwd)\:/code \\<br /> --mount type=volume,source=\$(basename \$(pwd)\)_cache\,target=/target \\<br /> --mount type=volume,source=registry_cache,target=/usr/local/cargo/registry \\<br /> cosmwasm/optimizer:0.15.0<br />
determine the checksum
sh<br />sha256sum artifacts/nft_loans_nc.wasm<br />
This results in the following SHA256 checksum:
<br />31fa695f6715cedcfd763d2ef4fc239fe2ab8ea20998069a5689b209741dd9bf nft_loans_nc.wasm<br />
### Verify code
<br />starsd q gov proposal $id --output json \\<br />| jq -r '.content.wasm_byte_code' \\<br />| base64 -d \\<br />| gzip -dc \\<br />| sha256sum<br />